id: 28628
Назва: Research of financial objects with using of artificial intelligence apparatus
Автори: Ruzakova O.
Ключові слова: artificial intelligence, financial condition of the enterprise, DSS, fuzzy logic, genetic algorithms, neural networks
Дата публікації: 2021-06-07 14:29:22
Останні зміни: 2021-06-07 14:29:22
Рік видання: 2021
Аннотація: Artificial intelligence is capable to process large amounts of information and performing routine actions, its implementation allows companies to eliminate the "human factor", reduce the number of analysts and managers and resist fraud. The benefits of artificial intelligence are numerous and hard to ignore. At the same time, many companies remain cautious, fearing the time and expense it will take to deploy AI, and the potential challenges to integrating AI into financial services. However, you cannot shy away from technical progress forever, and if you do not face it now, it can cost more in the long run. Artificial intelligence provides a faster and more accurate assessment of a potential borrower at a lower cost, and also takes into account a wider range of factors, which leads to a more informed decision based on the obtained data. Credit scoring provided by artificial intelligence is based on more sophisticated and in-depth algorithms than those used in traditional systems. This helps lenders distinguish between applicants with a high risk of default and those who have applied for a loan but do not have an extensive credit history. Objectivity is another advantage of the AI engine.
URI: http://repository.vsau.org/repository/getfile.php/28628.pdf
Тип виданя: Статті у зарубіжних наукових фахових виданнях (Copernicus та інші)
Видавництво: The scientific heritage. 2021. № 66, vol. 1. Р. 45-50.
Розташовується в колекціях :
Ким внесений: Адміністратор
Файл : 28628.pdf Розмір : 614552 байт Формат : Adobe PDF Доступ : Загально доступний
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