id: 20484
Назва: Features of insurance in the field of tourism
Автори: Martsenyuk-Rozaryonova O. V.
Ключові слова: insurance, travel business, insurer, insurer, risk in tourism, travel relations, insurance policy, insurance premiums, insurance companies, travel agencies
Дата публікації: 2019-06-03 10:38:07
Останні зміни: 2019-06-03 10:38:07
Рік видання: 2018
Аннотація: Rest is one of the essential conditions of preservation and strengthening of health, maintenance of high working capacity and achievement of active longevity. Full rest is an integral part of a healthy lifestyle and is ensured by the rational organization of leisure time, as well as special restoration measures that are included in the work of work. Restoration of work capacity helps with rest in resorts, in rest homes, etc. One of the common types of recreation is tourism. In particular, the expression "insurance" is sometimes used in the sense of support in any case, guarantees of luck in anything, ensuring people`s safety during hazardous work, at the performances of athletes, etc. The term "insurance" is also used in the meaning of the indemnity instrument. The insurance, which is most fully implemented in a market environment, is designed to meet the fundamental need - the need for security. The need to protect their lives and the lives of their families has genetic roots. It arose at the dawn of mankind. Insurance is a system of economic relations. In the process of travel insurance, the quality of these services is determined and the image of the entire tourism industry is formed. It should be noted that security for tourists is the most important, but it depends primarily on quality insurance. So, insurance is a full-fledged component of any tourist trip, it is through insurance that the protection is provided both to tourists and their property.
All developed countries have long introduced insurance in the tourist market for the successful functioning of this industry and the state economy as a whole. The issue of insurance in tourism in the Ukrainian market is problematic, as it is characterized by low awareness and trust in the population, insufficient attention from the state authorities. Tourism insurance plays a significant role for buyers and sellers, as it ensures the normal functioning of the tourist market, contributes to the alignment of financial costs and the regulation of monetary transactions in the country.
The article considers the main risk factors in tourism and the main insurance incidents that occur with tourists. The main factors influencing the size of the tariff for insurance in tourism are substantiated. The insurance programs of travel insurance are described. It is proposed to apply new scientific intelligence that would determine current trends and direct insurance companies to develop new insurance products to meet the needs of tourists. Recommendations on speeding up the development of the insurance market of Ukraine are given.
URI: http://repository.vsau.org/repository/getfile.php/20484.pdf
Тип виданя: Статті у наукових фахових виданнях України (Copernicus та інші)
Видавництво: Економіка. Фінанси. Менеджмент: актуальні питання науки і практики : зб. наук. пр. ВНАУ. - 2018. - № 10 (38). - С. 108-118.
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Ким внесений: Адміністратор
Файл : 20484.pdf Розмір : 3787413 байт Формат : Adobe PDF Доступ : Загально доступний
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