id: 27248
Title: Current trends and problems of the banking services market
Authors: Prylutskyi А.
Keywords: : banking services, consumer credit, retail lending, loan portfolio, borrower`s creditworthiness
Date of publication: 2020-12-04 15:48:42
Last changes: 2020-12-04 15:48:42
Year of publication: 2020
Summary: In the conditions of formation of information economy the role of banking system considerably grows, necessity of its modernization and bringing in accordance with world trends actualizes. The importance of the banking system in the development of the national economy at the stage of its digitalization is justified by the fact that banks are a resource for loans, a place of accumulation of currency exchange, these economic entities implement
major economic transformations with money and securities, attract investment.
Given the above and given the high dynamics and variability of the exogenous environment, it is logical to constantly monitor trends in the banking system of the country. The credit policy is based on the strategy and tactics of banking, and its implementation is carried out through a credit mechanism.
Financial instability in the country negatively affects the banking system as a whole due to inefficient lending activities of individual banks. In such conditions of instability in the banking sector, credit policy essentially determines the strategy of the credit process of a commercial bank through a balance of strategic and tactical methods of credit management.
URI: http://repository.vsau.org/repository/getfile.php/27248.pdf
Publication type: Статті у зарубіжних наукових фахових виданнях (Copernicus та інші)
Publication: Sciences of Europe. Czech Republic : Praha, 2020. № 59, vol. 3. P. 44-51.
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Published by: Адміністратор
File : 27248.pdf Size : 1035708 byte Format : Adobe PDF Access : For all
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